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Affordable Healthcare

ACA

Outreach and Enrollment

As the U.S. healthcare system continues to evolve, Charles Drew Health Center is positioned to help patients and the community understand the changes.  The Affordable Care Act made health insurance coverage possible for many low-income Americans.  Charles Drew Health Center’s Certified Application Counselors, credentialed through the Center for Medicare & Medicaid Services, help individuals understand, apply and enroll for health coverage through the Marketplace. These same staff are also available to help with Medicaid, SNAP benefits, ADC, AABD, energy and rental assistance. 

Information
We Are Open
Monday - Friday: 8 a.m. - 4:30 p.m.

Requirements for Coverage and Exemptions

Nebraska Medicaid:

Nebraska Medicaid is available to those Nebraska residents* based on the following criteria,

  • Children through age 18
  • Pregnant women
  • Some low income adults
  • Blind or Disabled
  • Aged, person 65 and over

Federally-facilitated Marketplace:

The marketplace is open November 1 through the last day of February. During this time individuals can apply for coverage based on the following criteria

  • US citizen or permanent resident*
  • Social Security Number required

*Exceptions: Those individuals in the United States on a Visa, work or student, are not eligible to apply for health insurance through the Marketplace and/or Medicaid, unless an individual is pregnant.

Outside of the open enrollment period, the following life events qualify individuals to apply for new health insurance through the Marketplace.

  • New Employment
  • Change in marital status
  • Birth or death of a dependent
  • Or, if an individual pays more than 9.5% of gross income for health coverage through employer

Energy Assistance:

The Nebraska Low Income Home Energy Assistance Program (LIHEAP) is available to home owners and renters who meet income guideline and certain eligibility requirements. The follow displays shows income requirements,

Energy Assistance Table
  • Household SizeIncome Limit
  • 1$13,328.00
  • 2$17,992.00
  • 3$22,655.00
  • 4$27,318.00
  • 5$31,981.00
  • 6$36,644.00
  • 7$41,308.00
  • 8$45,971.00
  • 9$50,634.00
  • 10$55, 297.00
Each additional family member add $4,663.00    

Supplement Nutrition Assistance Program (SNAP):

SNAP is available to US citizens and Permanent residents who meet certain income guidelines. The following grid shows the income guidelines for October 1, 2014 to September 30, 2015.

Household Size

Gross monthly income

Net monthly income

1

$12,265

$973

2

$1,705

$1,311

3

$2,144

$1,650

4

$2,584

$1,988

5

$3,024

$2,326

6

$3,464

$2,665

7

$3,904

$3,003

8

$4,344

$3,341

 

+440

+339

 

130% of poverty

100% of poverty

In addition to the income qualification, the follow eligibility requirements apply to receive a one-time, up to $500 heating assistance during the months of October through March.

  • Individuals who have received a Disconnect Notice for gas, fuel oil, wood, kerosene, propane or other fuel sources may be eligibility for assistance. Or,
  • Individuals who are 70 and older on a fixed income automatically qualify for assistance. Or,
  • Children under the age of 5 and their parents who are Aid To Dependent Children (ADC) automatically qualify for assistance.

In addition to the income qualifications, the following eligibility requirements apply to receive a one-time electricity assistance one time per year.

  • Individuals who have received a Disconnect Notice for electricity

Rental Assistance Program (RAP): Emergency Assistance is available to renters.

Aid to Dependent Children (ADC): ADC provides cash assistance to low-income families with children 18 or younger. To be eligible for the program, the adult family member must volunteer at least 20 hours per week or be a student taking at least 12 credit hours for a monthly stipend of $293.00, regardless of family size.

Assistance to the Aged, Blind or Disabled (AABD): The AABD program provides financial aid and medical assistance to individuals who are age 65 and older, or who are age 64 and younger and blind or disabled according to Social Security program definitions. Payments are determined based on income and countable resources.

Sliding Fee Discount Program

To qualify for the Charles Drew Health Center, Inc. (CDHC) Sliding Fee Discount Program, you must fill out a Financial Assistance Application, reporting household size and gross annual income for household.

Your family size includes:

  • Patient applying
  • Spouse/Partner
  • Any children being supported in your household
  • Anyone who is included on patient’s federal income tax return

Bring in one of the following to report gross annual income:

  • Pay stubs (from the past 60 days)
  • W-2 form
  • Unemployment statement
  • Disability/Social Security papers
  • Letter from employer
  • Proof of No Income Worksheet

All fees are due at the time of your visit. If you are not able to pay your fee at the time of your medical visit, you will need to speak with a Patient Financial Services Advocate to make arrangements for payment. If you are unable to pay your fee at the time of your dental visit, you will be asked to reschedule your appointment for a later date.

Annual Income Range

 

L0

L1

L2

L3

L4

L5

Family Size

$35

$50

$55

$60

$65

$80 (Full Fee)

1

$12,060

$15,075

$18,090

$21,105

$24,120

 Over $24,120

2

$16,240

$20,300

$24,360

$28,420

$32,480

  Over $32,480
3

$20,420

$25,525

$30,630

$35,735

$40,840

  Over $40,8420
4

$24,600

$30,750

$36,900

$43,050

$49,200

  Over $49,200
5

$28,780

$35,975

$43,170

$50,365

$57,560

  Over $57,560
6

$32,960

$41,200

$49,440

$57,680

$65,920

  Over $65,920
7

$37,140

$46,425

$55,710

$64,995

$74,280

  Over $74,280
8

$41,320

$51,650

$61,980

$72,310

$82,640

  Over $82,640